Loans
Effective 2/28/13.
New and
used vehicles |
From
dealer: financing up to 100% of sale price. From private party:
up to 100% of Kelley Blue Book value. |
| |
Maximum
term (months) |
APR
as low as |
| |
24 |
5.0% |
| |
36 |
5.0% |
| |
48 |
6.0% |
| |
60 |
7.0% |
| |
72 |
8.0% |
| |
84 |
10.0% |
Salvaged autos
|
Maximum
$5,000 |
12.0% |
| Refinances |
Lower your
rate at least 0.25% below your current lender, 5% APR minimum. |
| Mobile home |
84 |
8.0%—10.0% |
Classic vehicle
Up to 80% of appraised
value |
60 |
8.0%—10.0% |
New and
used motorcycles
From dealer: financing up to 100% of
sale price. From private party: up to 100% of Kelley Blue Book
value.
|
60 |
8.0% |
New and used
RV
and boats |
144 |
8.0% |
| Share-secured loan |
60 |
5.0% |
| Signature loan |
12 |
12.0% |
| |
18 |
14.0% |
| |
24 |
15.0% |
| |
36 |
16.0% |
| Visa Platinum |
no
annual fee |
9.0% |
| Visa Classic |
$12
annual fee |
12.0% |
APR (Annual Percentage Rate) based on approved credit. Other rates may apply based on borrower's credit score and history.
Maximum APR cannot exceed 18%. Rates and terms subject to change. Contact a loan
officer at 310/ 835-6132 for current information. Boat loan requires current appraisal.
Deposits |
| Savings,
checking and Holiday Savings accounts |
| |
Balance |
APY |
| |
$200—$2,999 |
0.10% |
| |
$3,000—$9,999 |
0.10% |
| |
$10,000—$19,999 |
0.10% |
| |
$20,000—$29,999 |
0.10% |
| |
$30,000—$49,999 |
0.10% |
| |
$50,000—69,999 |
0.10% |
| |
$70,000—$99,999 |
0.10% |
| |
$100,000 + |
0.10% |
| Youth accounts |
$10 + |
0.10% |
| APY
(Annual Percentage Yield) subject to change. Dividends
are not guaranteed and are dependent on the earnings of the credit
union. |
|
|
|
